HIGH COST OF SMOKING

The Health Department is concerned about the health of all the employees of the business.  And some businesses has made it a policy of not hiring people who are smokers of cigarette or tobacco.  And the reason for this is usually twofold.

 

First, people who smoke have a higher chance of developing illness while at work or as they mature in their lifetime.  This will lead to sick days being used by an employee who smoke.

 

In the long and short terms, employees who smoke will lead to the business costing more insurance premium money insuring these employees.  Insurance companies recognize the ill effects of smoking for an insured member, therefore, they charged more insurance premium for these members to cover their possible costs.

 

In the future terms, insurance companies recognize that an insured member who smoke will cost them more money as the insured member reaches old age and starts to feel the real effects of his longtime smoking habit.

 

NONSMOKERS == LOW COST INSURANCE

SMOKERS ====== HIGH COST INSURANCE

The second reason of the twofold reason why a business will not hire people who smoke are the effects of second hand smoke on the workforce.  Second hand smoke comes from a person who smokes.  Not only is there second hand smoke while the smoker is smoking, but there is also second hand smoke even many hours after the smoker has smoked.  Usually second hand smoke stays in the smoker for as long as he lived, or until he stops his smoking habit.

 

Knight in Business 4.13.2013